/* =========================================================
   Vakuutusvertailija.fi – koko sivuston tyylit yhdessä tiedostossa
   Värit, fontit ja mitat ovat :root-muuttujissa heti alussa.
   Osiot: 1 perusta · 2 yläpalkki · 3 hero · 4 osiot ja ruudukot
   5 painikkeet · 6 kortit ja nostot · 7 vertailutaulukot
   8 yhtiölistat · 9 kotivakuutuslaskuri · 10 turvamatriisi
   11 UKK, askeleet, laatikot · 12 alatunniste · 13 mobiili
   ========================================================= */

@font-face{font-family:'Open Sans';font-style:normal;font-weight:300 800;font-display:swap;src:url(fontit/opensans.woff2) format('woff2')}
@font-face{font-family:'Open Sans';font-style:italic;font-weight:300 800;font-display:swap;src:url(fontit/opensans-italic.woff2) format('woff2')}
@font-face{font-family:'Poppins';font-style:normal;font-weight:400;font-display:swap;src:url(fontit/poppins-400.woff2) format('woff2')}
@font-face{font-family:'Poppins';font-style:normal;font-weight:700;font-display:swap;src:url(fontit/poppins-700.woff2) format('woff2')}

:root{
  --brand:#224798;        /* päävärisininen: hero, otsikkorivit */
  --brand-600:#1c3d85;
  --brand-700:#152f68;
  --ink:#0f1d3d;          /* otsikot */
  --text:#243042;         /* leipäteksti */
  --muted:#5b6576;        /* toissijainen teksti */
  --soft:#f3f6fd;         /* vaaleat osiot */
  --soft-2:#e8eefb;
  --line:#dce4f2;
  --accent:#ff6900;       /* toimintapainikkeet */
  --accent-600:#e45c00;
  --green:#0a7f3f;        /* halvin / sisältyy */
  --green-bg:#e5f5eb;
  --amber:#8a5a0c;
  --amber-bg:#fff3dc;
  --r:12px;
  --r-sm:8px;
  --shadow:0 1px 2px rgba(15,29,61,.05),0 10px 30px rgba(15,29,61,.08);
  --wrap:1120px;
  --font:'Open Sans',system-ui,-apple-system,'Segoe UI',Arial,sans-serif;
  --head:'Poppins','Open Sans',system-ui,sans-serif;
}

/* ---------- 1. Perusta ---------- */
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;font-family:var(--font);font-size:16px;line-height:1.65;color:var(--text);background:#fff;overflow-x:hidden}
img{max-width:100%;height:auto;vertical-align:middle}
a{color:var(--brand)}
a:hover{color:var(--brand-700)}
:focus-visible{outline:3px solid #7aa7ff;outline-offset:2px}
h1,h2,h3,h4{font-family:var(--head);line-height:1.22;margin:0 0 .55em;font-weight:700;color:var(--ink);overflow-wrap:break-word;hyphens:auto}
h1{font-size:clamp(1.75rem,4.2vw,2.6rem);letter-spacing:-.01em}
h2{font-size:clamp(1.4rem,3vw,1.9rem);letter-spacing:-.005em}
h3{font-size:1.15rem}
p,ul,ol{margin:0 0 1em}
small{font-size:.84rem}
table{font-variant-numeric:tabular-nums}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 20px}
.narrow{max-width:780px;margin-left:auto;margin-right:auto}
.center{text-align:center}
.muted{color:var(--muted)}
.lead{font-size:1.1rem;color:var(--muted);max-width:68ch}
.center .lead,.lead.center{margin-left:auto;margin-right:auto}
.skip-link{position:absolute;left:-9999px;top:0;z-index:200;background:var(--ink);color:#fff;padding:.7rem 1rem;font-weight:700;text-decoration:none}
.skip-link:focus{left:0}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}

/* ---------- 2. Yläpalkki ja valikko ---------- */
.site-header{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--line)}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:68px}
.logo{display:block;flex-shrink:0}
.logo img{width:230px;height:auto;display:block}
.site-header nav>ul{list-style:none;margin:0;padding:0;display:flex;gap:6px}
.site-header nav li{position:relative}
.site-header nav a{color:var(--ink);text-decoration:none;font-weight:600;display:block;padding:10px 12px;border-radius:var(--r-sm)}
.site-header nav>ul>li>a:hover,.site-header nav>ul>li>a[aria-current]{color:var(--brand);background:var(--soft)}
.site-header nav>ul>li>a::after{content:"";display:inline-block;width:6px;height:6px;margin-left:8px;border-right:2px solid currentColor;border-bottom:2px solid currentColor;transform:translateY(-3px) rotate(45deg);opacity:.6}
.site-header nav li ul{list-style:none;margin:0;padding:8px;position:absolute;top:100%;left:0;min-width:260px;background:#fff;border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--shadow);display:none}
.site-header nav li ul a{font-weight:500;padding:8px 12px}
.site-header nav li ul a:hover{background:var(--soft);color:var(--brand)}
.site-header nav li:hover>ul,.site-header nav li:focus-within>ul{display:block}
.menu-toggle{display:none;background:none;border:0;width:44px;height:44px;cursor:pointer;padding:10px;border-radius:var(--r-sm)}
.menu-toggle span,.menu-toggle span::before,.menu-toggle span::after{display:block;height:3px;background:var(--brand);border-radius:2px;position:relative;transition:transform .2s}
.menu-toggle span::before,.menu-toggle span::after{content:"";position:absolute;left:0;right:0}
.menu-toggle span::before{top:-8px}
.menu-toggle span::after{top:8px}
.site-header.open .menu-toggle span{background:transparent}
.site-header.open .menu-toggle span::before{transform:translateY(8px) rotate(45deg)}
.site-header.open .menu-toggle span::after{transform:translateY(-8px) rotate(-45deg)}

/* Murupolku */
.crumbs{font-size:.85rem;margin:0 0 18px;padding:0;list-style:none;display:flex;flex-wrap:wrap;gap:4px 0}
.crumbs li{display:inline-flex;align-items:center}
.crumbs li+li::before{content:"›";margin:0 8px;opacity:.6}
.crumbs a{color:inherit;text-decoration:none;opacity:.85}
.crumbs a:hover{text-decoration:underline;opacity:1}
.crumbs [aria-current]{opacity:.75}

/* ---------- 3. Hero ---------- */
.hero{background:radial-gradient(1200px 500px at 85% -10%,rgba(122,167,255,.35),transparent 60%),linear-gradient(135deg,#1d3f8a 0%,#224798 45%,#2d5fc4 100%);color:#fff;padding:44px 0 52px}
.hero h1,.hero h2,.hero h3{color:#fff}
.hero p{color:#e3ebff}
.hero a:not(.btn){color:#fff}
.hero .crumbs{color:#d6e2ff}
.hero-grid{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(0,.85fr);gap:44px;align-items:center}
.hero-grid.top{align-items:start}
.hero .lead{color:#e3ebff;font-size:1.12rem}
.hero-points{list-style:none;padding:0;margin:18px 0 0;display:grid;gap:8px}
.hero-points li{display:flex;gap:10px;align-items:flex-start;color:#fff;font-weight:600}
.hero-points li::before{content:"";flex:0 0 20px;height:20px;margin-top:3px;border-radius:50%;background:#2fbf71 url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='6 12.5 10 16.5 18 8'/%3E%3C/svg%3E") center/14px no-repeat}
.hero-note{font-size:.84rem;color:#c9d7ff!important;margin-top:16px}
.hero-fact{margin-top:22px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.22);border-radius:var(--r);padding:14px 18px;max-width:52ch}
.hero-fact b{display:block;font-size:.74rem;letter-spacing:.08em;text-transform:uppercase;color:#bcd0ff;margin-bottom:4px}
.hero-fact p{margin:0;font-size:.95rem;color:#fff}
.hero-banner{display:block;max-width:240px;border-radius:var(--r-sm);margin:0 0 18px;background:#fff}

/* Heron valkoinen kortti (keskihinta, laskuri) */
.card{background:#fff;color:var(--text);border-radius:var(--r);padding:26px 24px;box-shadow:var(--shadow)}
.card h2,.card h3{color:var(--ink)}
.card p{color:var(--text)}
.card .muted{color:var(--muted)}
.hero .card a:not(.btn){color:var(--brand)}
.stat-label{font-weight:700;color:var(--ink);text-align:center;margin:0}
.stat{font-family:var(--head);font-size:3rem;font-weight:700;color:var(--green);text-align:center;line-height:1.1;margin:.15em 0 .2em}
.stat small{font-size:1rem;color:var(--muted);font-weight:600}
.stat-sub{text-align:center;font-size:.9rem;color:var(--muted)!important;margin:0 0 14px}
.card .co-logo{display:flex;justify-content:center;margin:6px 0 12px}
.card .co-logo img{height:64px;width:auto}
.card hr{border:0;border-top:1px solid var(--line);margin:16px 0}

/* ---------- 4. Osiot ja ruudukot ---------- */
.section{padding:60px 0}
.section.tight{padding:40px 0}
.section.alt{background:var(--soft)}
.section-head{max-width:760px;margin:0 auto 30px;text-align:center}
.section-head p{color:var(--muted);font-size:1.05rem;margin:0}
.grid{display:grid;gap:20px}
.g2{grid-template-columns:repeat(2,minmax(0,1fr))}
.g3{grid-template-columns:repeat(3,minmax(0,1fr))}
.g4{grid-template-columns:repeat(4,minmax(0,1fr))}
.g5{grid-template-columns:repeat(5,minmax(0,1fr))}
.prose{max-width:780px;margin:0 auto}
.prose h2{margin-top:1.8em}
.prose h2:first-child{margin-top:0}
.prose h3{margin-top:1.5em}
.prose ul,.prose ol{padding-left:1.3em}
.prose li{margin-bottom:.45em}
.prose li::marker{color:var(--brand)}

/* ---------- 5. Painikkeet ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.4em;background:var(--accent);color:#fff!important;font-weight:700;text-decoration:none;border:2px solid var(--accent);border-radius:var(--r-sm);padding:.62em 1.15em;line-height:1.3;transition:background .15s,border-color .15s,transform .15s;cursor:pointer;font-family:var(--font);font-size:1rem;white-space:nowrap}
.btn:hover{background:var(--accent-600);border-color:var(--accent-600);transform:translateY(-1px)}
.btn-lg{font-size:1.08rem;padding:.8em 1.4em}
.btn-sm{font-size:.88rem;padding:.45em .85em}
.btn-block{display:flex;width:100%}
.btn-outline{background:#fff;color:var(--brand)!important;border-color:var(--brand)}
.btn-outline:hover{background:var(--brand);color:#fff!important;border-color:var(--brand)}
.btn-ghost{background:transparent;color:#fff!important;border-color:rgba(255,255,255,.7)}
.btn-ghost:hover{background:#fff;color:var(--brand)!important;border-color:#fff}
.btn-row{display:flex;flex-wrap:wrap;gap:12px;margin-top:22px}
.btn-row.center{justify-content:center}
.text-link{font-weight:700;text-decoration:none}
.text-link:hover{text-decoration:underline}

/* ---------- 6. Kortit ja nostot ---------- */
.tile{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:22px;text-decoration:none;color:var(--text);transition:box-shadow .2s,transform .2s,border-color .2s;height:100%}
a.tile:hover{box-shadow:var(--shadow);transform:translateY(-2px);border-color:#c5d4f2;color:var(--text)}
.tile h3{margin:0 0 6px}
.tile p{color:var(--muted);margin:0 0 14px}
.tile .tile-cta{margin-top:auto}
.tile .tile-cta{font-weight:700;color:var(--brand)}
.tile .tile-cta::after{content:" →"}
.tile-ico{width:48px;height:48px;border-radius:12px;background:var(--soft-2);color:var(--brand);display:flex;align-items:center;justify-content:center;margin-bottom:14px}
.tile-ico svg{width:26px;height:26px}
.tile .big{font-family:var(--head);font-size:1.7rem;font-weight:700;color:var(--ink);line-height:1.1;margin:2px 0 4px}
.tile .big small{font-size:.85rem;color:var(--muted);font-weight:400}
.hero .tile{border-color:transparent}
.hero .tile h2,.hero .tile h3{color:var(--ink)}
.hero .tile .muted{color:var(--muted)}
.brand-tile{align-items:center;text-align:center}
.brand-tile img{width:72px;height:72px;object-fit:contain;margin-bottom:10px}
.stats{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}
.stat-box{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:22px}
.stat-box b{display:block;font-family:var(--head);font-size:2.3rem;line-height:1.1;color:var(--brand)}
.stat-box span{display:block;color:var(--text);margin-top:6px}
.stat-box cite{display:block;font-style:normal;font-size:.8rem;color:var(--muted);margin-top:8px}
.chips{display:flex;flex-wrap:wrap;gap:8px;list-style:none;margin:0;padding:0}
.chips a{display:inline-block;padding:.38em .85em;background:#fff;border:1px solid var(--line);border-radius:999px;text-decoration:none;color:var(--ink);font-weight:600;font-size:.92rem}
.chips a:hover{border-color:var(--brand);color:var(--brand)}
.chips a[aria-current]{background:var(--brand);border-color:var(--brand);color:#fff}
.chip-group{margin-bottom:18px}
.chip-group h3{font-size:1rem;margin-bottom:8px}
.chip-group h3 a{text-decoration:none;color:var(--ink)}
.chip-group h3 a:hover{color:var(--brand)}
.cta-band{background:linear-gradient(120deg,#e7efff,#f3f7ff 60%,#fff4ea);border:1px solid var(--line);border-radius:16px;padding:36px 28px;text-align:center}
.cta-band h2{margin-bottom:.35em}
.cta-band p{color:var(--muted);max-width:60ch;margin:0 auto}
.steps-grid{counter-reset:s;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}
.step{position:relative;padding-top:52px}
.step::before{counter-increment:s;content:counter(s);position:absolute;top:0;left:0;width:40px;height:40px;border-radius:50%;background:var(--brand);color:#fff;font-family:var(--head);font-weight:700;display:flex;align-items:center;justify-content:center}
.step h3{margin-bottom:4px}
.step p{color:var(--muted);margin:0}

/* ---------- 7. Vertailutaulukot ---------- */
.table-wrap{position:relative;overflow-x:auto;-webkit-overflow-scrolling:touch;border-radius:var(--r);border:1px solid var(--line);background:#fff;margin:0 0 14px}
.cmp{width:100%;border-collapse:collapse;background:#fff;font-size:.95rem}
.cmp caption{caption-side:bottom;text-align:left;font-size:.82rem;color:var(--muted);padding:10px 14px}
.cmp th,.cmp td{padding:12px 14px;border-top:1px solid var(--line);text-align:left;vertical-align:middle}
.cmp thead th{background:var(--brand);color:#fff;font-size:.78rem;font-weight:700;letter-spacing:.04em;text-transform:uppercase;border-top:0;white-space:nowrap}
.cmp tbody th{font-weight:700;color:var(--ink)}
.cmp tbody tr:nth-child(even){background:#fafcff}
.cmp tbody tr:hover{background:var(--soft)}
.cmp .num{text-align:right;white-space:nowrap}
.cmp thead .num{text-align:right}
.cmp .price{font-weight:700;color:var(--ink);display:block}
.cmp .prod{display:block;font-size:.76rem;color:var(--muted);font-weight:400;white-space:normal;line-height:1.3;margin-top:2px}
.cmp td.best{background:var(--green-bg)!important}
.cmp td.best .price{color:var(--green)}
.cmp .tag-best{display:inline-block;font-size:.66rem;font-weight:700;letter-spacing:.05em;text-transform:uppercase;background:var(--green);color:#fff;border-radius:999px;padding:.12em .5em;margin-left:6px;vertical-align:2px}
.cmp .go{text-align:right;white-space:nowrap}
.cmp .co{display:flex;align-items:center;gap:10px;white-space:nowrap}
.cmp .co img{width:30px;height:30px;object-fit:contain;flex-shrink:0}
.cmp tr.row-best{background:var(--green-bg)!important}
.cmp tr.row-best th{color:var(--green)}
.cmp a.model-link{font-weight:700;text-decoration:none}
.cmp a.model-link:hover{text-decoration:underline}
.bar{display:inline-block;width:70px;height:7px;border-radius:99px;background:var(--line);overflow:hidden;vertical-align:middle;margin-right:10px}
.bar i{display:block;height:100%;background:var(--brand);border-radius:99px}
.bar i.g{background:var(--green)}
.bar i.a{background:#d48a1b}
.data-note{display:flex;gap:10px;align-items:flex-start;font-size:.86rem;color:var(--muted);background:var(--soft);border-radius:var(--r-sm);padding:12px 14px;margin:0 0 14px}
.data-note::before{content:"i";flex:0 0 20px;height:20px;border-radius:50%;background:var(--brand);color:#fff;font:700 .78rem/20px var(--head);text-align:center;margin-top:1px}
.section.alt .data-note{background:#fff}
.hero .data-note{background:rgba(255,255,255,.1);color:#d9e4ff}

/* ---------- 8. Yhtiölistat ---------- */
.co-list{display:grid;gap:12px}
.co-row{display:grid;grid-template-columns:110px minmax(0,1fr) auto;gap:20px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:18px 22px}
.co-row img{width:100%;max-width:110px;height:56px;object-fit:contain}
.co-row h3{margin:0 0 4px;font-size:1.1rem}
.co-row p{margin:0;color:var(--muted);font-size:.95rem}
.co-row ul{margin:6px 0 0;padding-left:1.1em;color:var(--muted);font-size:.93rem}
.co-row .facts{display:flex;flex-wrap:wrap;gap:6px;margin-top:8px}
.co-row .facts span{font-size:.78rem;font-weight:600;background:var(--soft);color:var(--brand-700);border-radius:999px;padding:.18em .6em}

/* ---------- 9. Kotivakuutuslaskuri ---------- */
.calc{background:#fff;color:var(--text);border-radius:var(--r);padding:24px;box-shadow:0 18px 50px rgba(8,20,50,.28)}
.calc h2{font-size:1.25rem;margin:0 0 4px;color:var(--ink)}
.calc>p{font-size:.88rem;color:var(--muted)!important;margin:0 0 16px}
#kvk-calculator .kvk-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}
#kvk-calculator .kvk-full{grid-column:1/-1}
#kvk-calculator label{display:block;font-size:.83rem;font-weight:700;color:var(--ink);margin-bottom:4px}
#kvk-calculator input,#kvk-calculator select{width:100%;padding:.6rem .7rem;border:1px solid #c9d5ea;border-radius:var(--r-sm);font:inherit;font-size:.95rem;background:#fff;color:var(--ink);min-height:44px}
#kvk-calculator input:focus,#kvk-calculator select:focus{outline:none;border-color:var(--brand);box-shadow:0 0 0 3px rgba(34,71,152,.15)}
#kvk-calculator .kvk-note{font-size:.84rem;color:var(--muted);margin-top:5px;display:none;line-height:1.5}
#kvk-calculator .kvk-note.kvk-on{display:block}
#kvk-calculator .kvk-level-toggle{background:none;border:0;padding:4px 0;font:inherit;font-size:.88rem;font-weight:700;color:var(--brand);cursor:pointer;text-align:left}
#kvk-calculator .kvk-level-toggle:hover{text-decoration:underline}
#kvk-calculator .kvk-level-toggle span{font-weight:400;color:var(--muted)}
#kvk-calculator .kvk-level-wrap{display:none;margin-top:8px}
#kvk-calculator .kvk-level-wrap.kvk-on{display:block}
#kvk-calculator .kvk-btn{margin-top:16px}
#kvk-calculator .kvk-gauge{display:none;justify-content:center;padding:20px 0 4px}
#kvk-calculator .kvk-gauge.kvk-on{display:flex}
#kvk-calculator .kvk-gauge-label{text-align:center;font-size:.86rem;color:var(--muted);margin-top:6px;font-weight:600}
#kvk-calculator #kvk-needle{transform-origin:100px 100px;transition:transform .9s cubic-bezier(.2,.8,.2,1)}
#kvk-calculator #kvk-arc{transition:stroke-dashoffset .9s cubic-bezier(.2,.8,.2,1)}
#kvk-calculator #kvk-results{display:none;outline:none}
#kvk-calculator #kvk-results.kvk-on{display:block}
#kvk-calculator .kvk-band{background:var(--soft);border-radius:var(--r);padding:18px 16px;margin:16px 0 10px;text-align:center}
#kvk-calculator .kvk-total{font-family:var(--head);font-weight:700;font-size:1.75rem;color:var(--ink);line-height:1.2}
#kvk-calculator .kvk-sub{font-size:.86rem;color:var(--muted);margin-top:4px}
#kvk-calculator .kvk-split{display:flex;justify-content:center;gap:24px;margin-top:12px;padding-top:12px;border-top:1px solid var(--line);font-size:.8rem;color:var(--muted);flex-wrap:wrap}
#kvk-calculator .kvk-split b{color:var(--ink);display:block;font-size:.98rem}
#kvk-calculator .kvk-companies{border-top:1px solid var(--line);margin-top:6px}
#kvk-calculator .kvk-co-row{display:flex;align-items:center;justify-content:space-between;gap:10px;padding:10px 2px;border-bottom:1px solid var(--line)}
#kvk-calculator .kvk-co-name{font-weight:700;color:var(--ink);font-size:.94rem;display:flex;align-items:center;gap:6px;flex-wrap:wrap}
#kvk-calculator .kvk-co-price{display:block;font-size:.86rem;color:var(--muted)}
#kvk-calculator .kvk-co-badge{font-size:.62rem;font-weight:700;letter-spacing:.05em;text-transform:uppercase;background:var(--green);color:#fff;padding:.15em .5em;border-radius:999px}
#kvk-calculator .kvk-co-go{font-size:.85rem;font-weight:700;color:var(--brand);text-decoration:none;white-space:nowrap}
#kvk-calculator .kvk-co-go:hover{text-decoration:underline}
#kvk-calculator .kvk-co-note{font-size:.76rem;line-height:1.5;color:var(--muted);margin:10px 0 0}
#kvk-calculator .kvk-next{margin-top:12px}
@media (prefers-reduced-motion:reduce){#kvk-calculator #kvk-needle,#kvk-calculator #kvk-arc{transition:none}.btn,.tile{transition:none}}

/* ---------- 10. Turvamatriisi ---------- */
.matrix{min-width:820px}
.matrix th,.matrix td{text-align:center}
.matrix tbody th{text-align:left;font-weight:600}
.matrix thead th:first-child{text-align:left}
.matrix .group th{background:var(--soft-2);color:var(--ink);font-size:.78rem;letter-spacing:.04em;text-transform:uppercase;text-align:left}
.kc{display:inline-block;font-size:.72rem;font-weight:700;padding:.24em .6em;border-radius:999px;border:1px solid transparent;white-space:nowrap}
.kc-yes{background:#e3f5e9;color:#0e6e34;border-color:#bfe6cd}
.kc-opt{background:#fff3dc;color:#7a4f0d;border-color:#f2ddb4}
.kc-lisa{background:#fbe7dc;color:#93430a;border-color:#f2cfb4}
.kc-no{background:#f1f3f6;color:#6b7482;border-color:#e4e8ee;text-decoration:line-through}
.kc-na{background:#f1f3f6;color:#6b7482;font-style:italic}
.kc-tag{display:inline-block;font-size:.76rem;font-weight:600;background:var(--soft-2);color:var(--brand-700);padding:.2em .6em;border-radius:999px}
.legend{font-size:.86rem;color:var(--muted);line-height:2.2;margin:0 0 14px}
.legend .kc{margin-right:4px}

/* ---------- 11. UKK, laatikot, sisällysluettelo ---------- */
.faq{max-width:820px;margin:0 auto}
.faq details{background:#fff;border:1px solid var(--line);border-radius:var(--r);margin-bottom:10px}
.faq summary{list-style:none;cursor:pointer;padding:16px 48px 16px 20px;font-weight:700;color:var(--ink);position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"";position:absolute;right:22px;top:22px;width:9px;height:9px;border-right:2px solid var(--brand);border-bottom:2px solid var(--brand);transform:rotate(45deg);transition:transform .2s}
.faq details[open] summary::after{transform:rotate(-135deg);top:26px}
.faq .faq-a{padding:0 20px 18px;color:var(--muted)}
.faq .faq-a p{margin:0}
.box{background:#fff;border:1px solid var(--line);border-left:4px solid var(--brand);border-radius:var(--r-sm);padding:16px 20px;margin:0 0 20px}
.box.warn{border-left-color:#d48a1b;background:var(--amber-bg)}
.box.ok{border-left-color:var(--green);background:var(--green-bg)}
.box h3{font-size:1.02rem;margin:0 0 6px}
.box p:last-child,.box ul:last-child{margin-bottom:0}
.box ul{padding-left:1.15em}
.box li{margin-bottom:.4em}
.toc{display:flex;flex-wrap:wrap;gap:8px;justify-content:center;margin:0 0 6px;padding:0;list-style:none}
.toc a{display:inline-block;padding:.5em 1em;border:1px solid var(--line);border-radius:999px;background:#fff;text-decoration:none;font-weight:700;font-size:.9rem;color:var(--ink)}
.toc a:hover{border-color:var(--brand);color:var(--brand)}
.hero .toc a{background:rgba(255,255,255,.12);border-color:rgba(255,255,255,.35);color:#fff}
.hero .toc a:hover{background:#fff;color:var(--brand)}
[id]{scroll-margin-top:84px}
.benefits{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}
.benefit{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:20px}
.benefit h3{font-size:1.02rem;margin-bottom:6px}
.benefit p{margin:0;color:var(--muted);font-size:.94rem}
ol.checklist{list-style:none;counter-reset:c;padding:0;margin:0 0 20px}
ol.checklist li{counter-increment:c;position:relative;padding:14px 0 14px 54px;border-bottom:1px solid var(--line);color:var(--muted)}
ol.checklist li:last-child{border-bottom:0}
ol.checklist li::before{content:counter(c);position:absolute;left:0;top:14px;width:36px;height:36px;border-radius:50%;background:var(--soft-2);color:var(--brand);font-weight:700;display:flex;align-items:center;justify-content:center}
ol.checklist li b{display:block;color:var(--ink);font-size:1.02rem}
.yt-bars{list-style:none;margin:0;padding:0;display:grid;gap:8px}
.yt-bars li{display:grid;grid-template-columns:6.8rem 1fr 2.4rem;align-items:center;gap:10px;font-size:.9rem}
.yt-bars .n{color:var(--ink);font-weight:600}
.yt-bars .t{height:8px;background:var(--line);border-radius:99px;overflow:hidden}
.yt-bars .f{display:block;height:100%;background:var(--green);border-radius:99px}
.yt-bars .f.mod{background:#d48a1b}
.yt-bars .v{text-align:right;color:var(--muted)}
.mini-row{display:flex;justify-content:space-between;gap:12px;padding:9px 0;border-top:1px solid var(--line);font-size:.95rem}
.mini-row b{color:var(--ink);white-space:nowrap}
.pill{display:block;background:var(--green-bg);color:var(--green);font-weight:700;border-radius:var(--r-sm);padding:8px 12px;text-align:center;margin-top:12px}

/* ---------- 12. Alatunniste ---------- */
.site-footer{background:var(--ink);color:#c8d3ea;font-size:.94rem;margin-top:0}
.site-footer .cols{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:32px;padding-top:52px;padding-bottom:28px}
.site-footer h2{font-size:1rem;color:#fff;margin:0 0 10px;font-family:var(--head)}
.site-footer ul{list-style:none;margin:0;padding:0}
.site-footer li{margin-bottom:6px}
.site-footer a{color:#c8d3ea;text-decoration:none}
.site-footer a:hover{color:#fff;text-decoration:underline}
.site-footer .disclosure{border-top:1px solid rgba(255,255,255,.12);padding-top:20px;padding-bottom:28px;font-size:.84rem;color:#9fb0d0}
.site-footer .disclosure p{margin:0 0 6px;max-width:90ch}

/* ---------- 13. Mobiili ---------- */
@media (max-width:1000px){
  .menu-toggle{display:block}
  .site-header nav{display:none;position:absolute;top:100%;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 14px 30px rgba(15,29,61,.12);max-height:calc(100vh - 68px);overflow-y:auto}
  .site-header.open nav{display:block}
  .site-header nav>ul{flex-direction:column;gap:0;padding:10px 20px 18px}
  .site-header nav>ul>li>a{font-size:1.05rem;padding:12px 4px}
  .site-header nav>ul>li>a::after{display:none}
  .site-header nav li ul{position:static;display:block;box-shadow:none;border:0;padding:0 0 8px 14px;min-width:0}
  .site-header nav li ul a{padding:8px 4px;color:var(--muted)}
  .g4{grid-template-columns:repeat(2,minmax(0,1fr))}
  .g5{grid-template-columns:repeat(3,minmax(0,1fr))}
  .benefits{grid-template-columns:repeat(2,minmax(0,1fr))}
  .site-footer .cols{grid-template-columns:repeat(2,minmax(0,1fr))}
}
@media (max-width:860px){
  .hero-grid{grid-template-columns:1fr;gap:28px}
  .cmp th,.cmp td{padding:10px}
  .g3,.stats,.steps-grid{grid-template-columns:1fr}
}
@media (max-width:640px){
  body{font-size:15.5px}
  .section{padding:44px 0}
  .hero{padding:28px 0 36px}
  .logo img{width:185px}
  .g2{grid-template-columns:1fr}
  .g4{grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
  .g5{grid-template-columns:repeat(2,minmax(0,1fr))}
  .benefits{grid-template-columns:1fr}
  .stat{font-size:2.5rem}
  .card,.calc{padding:20px 16px}
  #kvk-calculator .kvk-grid{grid-template-columns:1fr 1fr;gap:10px}
  .co-row{grid-template-columns:72px minmax(0,1fr);gap:14px;padding:16px}
  .co-row img{max-width:72px;height:44px}
  .co-row .btn{grid-column:1/-1}
  .cmp{font-size:.88rem}
  .cmp th,.cmp td{padding:10px 8px}
  .cmp .go,.cmp .hide-sm{display:none}
  .cmp .co img{display:none}
  .cmp .tag-best{display:none}
  .cmp thead th,.cmp thead th.num{white-space:normal;font-size:.7rem;letter-spacing:.02em}
  .cmp td.num{padding-left:4px}
  .hero-fact{display:none}
  .tile{padding:16px}
  .tile .big{font-size:1.35rem}
  .tile .big small{display:block;font-size:.75rem}
  .cmp .prod{display:none}
  .cmp .co{white-space:normal}
  .hero-banner{max-width:170px}
  .site-footer .cols{grid-template-columns:1fr 1fr;gap:24px}
  .btn{white-space:normal}
}
@media (max-width:380px){
  #kvk-calculator .kvk-grid{grid-template-columns:1fr}
  .site-footer .cols{grid-template-columns:1fr}
}
@media print{
  .site-header nav,.menu-toggle,.btn,.calc{display:none!important}
  .hero{background:none;color:#000}
  .hero h1,.hero p{color:#000}
}